Decades of experience creating business content for consumer research, retailing/ecommerce, food, finance, insurance, transportation and behavioral-health organizations.
Banks embrace Triple-A loan tranches following Supreme Court decisions
Loan tranches for triple As are having a moment. A variety of CLOs in recent weeks have been structured with a loan tranche at the top of the stack, which, according to market participants, points to the involvement of US bank triple A buyers.
Opinion: Learning to love AI
I’ve had some strange and frustrating conversations in the past few weeks with people in B2B journalism. Those conversations are, perhaps unsurprisingly, about artificial intelligence. Much of the world seems to be involved in difficult conversations about artificial intelligence. Why should B2B journalism be any different?
But what I have found particularly troubling is how much these conversations remind me of conversations I had with B2B journalists nearly 20 years ago when Web journalism ...
Banks are buying RIAs, but do they know what they're doing?
Banks are buying their way to growth by purchasing registered in-
vestment advisor (RIA) firms at a pace unseen in decades. However,
this boom in acquisitions carries risk. In many instances, the financial
executives on both sides of these deals lack the expertise to avoid it.
“In theory, a deal can look great, but in practice, it’s a lot more diffi-
cult,” said Scott Stathis, managing partner at Stathis Partners.
A slew of factors — tax and regulatory law, a lack of succession
planning by ...
Bed Bath & Beyond says it's not beyond help, but reports further losses
Coming just days after the retailer said it might seek bankruptcy protection, the poor earnings report paints a dismal picture for the beleaguered retailer.
Key takeaways:
Comparable store sales declined 31% versus the fiscal 2021 third quarter.
Digital sales fell 33% from a year earlier.
By banner, comparable sales fell 34% at Bed Bath & Beyond and declined in the low-twenties at Buy Buy BABY compared to the prior year period.
Bed Bath & Beyond said net sales plummeted 33% in its fiscal thir...
CLO managers deploy big guns in battle to get on ad-hoc committees
As lender-on-lender violence increases, CLO managers are being forced to dedicate staff time to protecting their interests when a loan looks to be troubled.
The Dao of dollars: Money wisdom from China's ancient faith
Daoism, a religious tradition with roots in China dating back more than 2,000 years, is undoubtedly the major world religion least understood by Westerners. There are dozens of reasons for that, but the primary one is that the syncretic nature of Chinese religious practices tends to blur the lines between Buddhism, Confucianism, Daoism, etc. When you meet a Westerner who claims to be a Daoist, you’re likely to find they’re really more of a confused Buddhist or a spiritually inclined Confucian...
2024 Fashion Trends for Men. What to wear. What to avoid
So here’s the difficulty. You want to look stylish, not fashionable. Or to put it another way, you want your clothes to reflect who you are, but you don’t want your clothes to reflect what everyone else is wearing. So you try to avoid paying too much attention to “fashion” or to “trends.”
Yet putting too much effort into avoiding what is fashionable or trending can lead to poor clothing choices. Guys who pay too little attention to what other guys are wearing wind up appearing dated, not styl...
Business casual doesn’t have to be difficult
The definitive guide to business casual clothes for men who aren't casual about business.
Huge surge in BBB ETFs predicted to impact CLO pricing
While the growth of CLO AAA ETFs is grabbing headlines, a similar surge in ETFs buying mezz paper could have a bigger impact on pricing.
Merchants say Prime Day 2023 went well
Andrey Klen is pleased with how things went for his company on Amazon.com during Prime Day this year. The co-founder and chief marketing officer of Petcube said “Prime Day performed much better in comparison to the previous year. Compared to an average day, we’ve seen a double-digit multiple on sales. We were able to beat optimistic high growth projections on our main product.”
That product is Petcube Cam, a wifi camera that allows people to watch and interact with their pets remotely.
The Pe...
Managing products across multiple marketplaces isn't easy, merchants say
Given the various approaches that marketplaces take to product pages, sellers must dedicate resources to managing SKUs and listings across multiple marketplaces.
There may be good reasons for a brand to sell on a number of online marketplaces — most notably that by appearing on a variety of marketplaces, a merchant has access to a broader and more varied collection of possible customers.
But it ain’t easy. Doing what it takes to manage a brand’s products across marketplaces requires a conside...
State-mandated retirement plans gain traction
There’s no federal requirement that employers offer retirement plans for workers. So, a number of states are rolling out requirements of their own. In most cases, these state-administered plans require that workers be auto-enrolled in a Roth Individual Retirement Account (IRA) funded through automatic payroll deductions.
Inside the battle against ecommerce fraud
When Kyle Vassallo joined Timex Group USA Inc. in 2017, he knew something needed to change. The Connecticut-based watchmaker was facing a slew of fraudulent orders, and the system to prevent ecommerce fraud was slow and cumbersome.
“It was a very manual process,” Vassallo, the senior manager of global ecommerce operations, told Digital Commerce 360. Timex had only one employee dedicated to online fraud detection. “He would kind of go through and look at what he judged as possible fraud and th...
Emotional disconnect in the connected home
There may not be a word in the English language that carries more subtext, more connotative and emotional weight, than “home.”
We fill the word with significance over the course of our lives. We have a “hometown” that defines us. We “head home for the holidays.” We practice “home improvement,” we work to have a “happy home” life. When we are lost or tired or afraid, every instinct in us yearns to “go home,” or to “phone home” or just to “stay home.”
Another word that is filled with meaning is...
Are your finances complicated? 3 money lessons from the Quakers
Today the Religious Society of Friends, popularly known as the Quakers, is a small group best known for its advocacy of non-violence. Not to be confused with the Amish, the Mennonites or any of the other “peace churches,” the Quakers are largely invisible in the modern world. The drab clothing and the use of “thee” and “thou” in speech persisted in some Quaker communities and families well into the 1900s. But that world is no more.
Today there are Quakers scattered throughout American life. Y...